Would Any One Know?
would any one know if doing a debt consolidation would help or hinder your credit score?
i dont have to much in debt but what i have and where its at,is not helping my rating.
thanks for any advise.
roy 
That is a tough question to answer, it would depend on your balances, open accounts, and credit limits...ideally on credit cards you want a balance of 40% or less of what is available credit limit,with continous activity to help boost your score...you want to pay more than minimum to show a decreasing balance. Of course having several different types of trade lines help (i.e. mortgage, leases, revolving) always increase your score especially when they decreasing at faster pace than minimum but show some usage.
Within the last day I read a very extensive post...you may want to search for that.