Wich Is The Best Credit Card That I Can Get And.........
Hi guys
First question,
I am wondering to get a credit card and I have been receiving offers from different companies, etc, but I do not want to get tight with a credit card if first I do not ask you guys your experiences, at least I want to ask wich one do you think that it is the best , regarding customer service, interest rates, fees, bottom line overall, that is the best . I know that some has good features but they charge, or other do not have good features and they do not have fee or interest rates are good but not service, etc,
Second question,
If you can tell me 3 good reliable companies that offer secure credit cards to stablish credit that they report on the credit , that is not for me, but that is for customers that I can have that they do not have any credit and they want to start stablishing credit
thanks,
I appreciate your answers in advance
Ray,
Bank of America has a fixed interest 6% you can get when you apply for a mortgage, but it is only for the life of the mortgage. Another thought--I have a chase card with a horrible interest rate but I get checks from them at teaser rates of 3-6% for the life of the expenditure, 0-2% for 6 months at a time. I keep the card but never carry it, the checks come in handy, though.
2nd issue--a person needing to create a credit source can usually go into a bank, make a deposit and borrow against it. It costs money to do this, need to hold it and make payments for a period of time to establish a history.
I prefer American Express. They have always handled any of my problems. I once bought my son a dirt bike and it was stolen nine days later. They refunded my money and I was able to get him another one. I even call them to handle flight, hotel, and car arrangements for my business trips. I am not sure about the rates because I pay off all of my credit card balances on a montly basis.
Laurie
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