My Good Faith Estimate Outline

Base Loan Amt. $57,000

total Loan Amt. $57,000

Sales price $60,000

Interest RATE 8.7 30 YEARS CONVENTIONAL

loan orgination fee $1140

Appraisal Fee $350

processing fee $650

Underwriting fee $895

settlement or closing fee $300

title insurance fee $850

Suvey $315

Total Estimated Closing Costs $4500

total Estimated Reserve/prepaid Costs $866.62



Principal and interest $ 446.39

hazard insurance $55

Real estate taxes $ 187.00

total monthly payment is 688.39



total borrower paid closing costs 2,366.62

total seller paid Closing costs $3000

total non borrower paid closing costs $3000



total closing costs $5,366.39





cash deposit on sale contract $ 1000 required by hud

95% financing, cash from borrower 4,366.39 to close





please help my to see if this is a bad deal or not oh house is worth about 98,000

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