Unimproved Land....

Wanting to hear everyone's thoughts on unimproved land. My state is a bid down % state(Illinois) and at most of the sales I've been to the 'better' properties get bid down close to zero. The unimproved parcels are almost always near the full 18%.

Personally, I have no problem bidding on these since the vast majority of time they are redeemed, and 18%, 36%, 54%, etc. are excellent returns. Even if you end up with the parcel, you probably will have a piece of property worth 3-8 grand. You can always flip it sub value relatively easy.

What does everyone else think??

Also, any thoughts on mid quality homes. I'm talking about the 1-2 bedroomers worth anywhere from 15xxx to 65xxx. In my experience, those tend to bring an interest rate anywhere between 5 and 18 percent.

It just seems the 'big dogs' are slaving over the 150xxx-500xxx homes and not touching the unimproved or the mid level homes.

Comments(3)

  • MikeT101325th October, 2004

    ocraig,

    18% on your money is ok, but why bother when you can make 30% elsewhere. Best thing about tax cert. is the low cost of acquiring the certificates. It's a safe place to stash away some rainy day money but you are missing the boat elsewhere by doing nickle and dime deals.

    gl,

    MT
    [addsig]

  • PCMinc26th October, 2004

    Hi,
    Where are you getting 30% to start. I am looking for someone to purchase and manage an individual investors tax lien portfolio. Can you recommend someone? Thank you. :-?

  • linlin29th October, 2004

    ocraig,I say give it a shot. I started with tax liens where I got the propert y for $2500 when the owner did not want to pay the taxes in March. I got them to sign a deed also so no quiet title action necessary. That property is now going for $20,000 and more. That is a tremendous return as I only got the property in June.
    I say the nickel and dimes add up for those of us who do not have the big bucks or experience at the onset.

    Now I have several lots and am always researching tax certs to make sure the property is worth it before I buy the liens. At the very worst you get 18% interest. At the best you get the property.
    However, do your DUE DILIGENCE

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