Time To Invest In Single Family Homes/condos In CA?

3bed / 2 bath houses that were selling for 550K in 2005 are now listing for 350K in average areas and 450K in desirable areas. 3 bed/2 bath condos are listing as low as 215K.



Is now the time to invest? Here are three options I am considering.



1) Putting 20 percent down in an average area on a 3 bed/ 2 bath house will break-even.



2) Putting 40 percent down in a desireable/exclusive area on a 3 bed/ 2 bath house will break-even.



3) Putting 20 percent down on an average condo will generate modest positive cash flow.



By break-even, I mean rent and depreciation write-off will cover mortgage, insurance, property tax with no vacancy.



Also, how low should my offers be on listing prices?



[ Edited by sfinvestor07 on Date 12/09/2007 ]null

[ Edited by sfinvestor07 on Date 12/09/2007 ]

Comments(2)

  • cjmazur10th December, 2007

    but to counter my pointer, supposedly there are alot of BIG reo pools being taken down >500M.

    The buyers say the are just going to sit on them for 2 year, and then flip as the market turns or divide them into smaller pools and flip the pool.

  • ZM10th December, 2007

    CA you really need to know the www.area.myself i would buy something what really brings money in the house or its really deep discount,other then that no.
    i know here is a lot of guys from CA and i am from IL but i do have a lot of deals located in CA,we talking land we talking homes and condos.And i have land 40% off and condos as much as 52% off,but even i talk to people who really interested in those projects they are still scared to pull the trigger,just because depreciation % dropping down why too fast.But again we are talking about the some areas,in some areas its all good.

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