Subject To And The Current Owner's Credit Risk?

Hello everyone,

When an investor buys a house subject to and assumes the current mortgage, doesn't that mortgage remain on the seller's credit, making it hard for them to buy a new home?

thanks,

Peter

Comments(1)

  • norepur21st September, 2003

    geispc27
    some lenders will give a 100% credit to
    them if they can show documented evidence that the investor is consistantly making the payments. Mabey not ALL lenders but they can whack a lender and find one that does.
    Some will give 75% credit for a lease option if they show payment proof.
    100% for a subject to buy.

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