Although you did't give much info, I am guessing that you are trying to buy properties that may be on the track to being foreclosed. The difficulty is that lenders tack on creative fees during this time and you have no way of knowing what they are.
One approach is to pursue a request for payoff demand letter. This is the official letter from the letter indicating all that is owed. The problem is that the response time for a lender may be longer than your opportunity window. This can be done by a title company (here in CA) in the course of your offer.
yes, call the lender and ask them.
If it has reached foreclosure status, call the lenders attorney. Just ask for "all of the fees to reinstatement the loan".
Although you did't give much info, I am guessing that you are trying to buy properties that may be on the track to being foreclosed. The difficulty is that lenders tack on creative fees during this time and you have no way of knowing what they are.
One approach is to pursue a request for payoff demand letter. This is the official letter from the letter indicating all that is owed. The problem is that the response time for a lender may be longer than your opportunity window. This can be done by a title company (here in CA) in the course of your offer.