HOw To Do Title Work On A Sub2 Refi

I have a prospect who is going to sell me their property for what they owe on it.

However, under their current loan, the payments are too high for me to sell with owner financing or on a lease option.

The seller has agreed to refi the property (I am also a loan officer as well as an investor).

The easiest thing is obviously to put me on the title at the closing of the refi. However I am concerned that this will screw up the loan.

Can I have the title go into a Land Trust, with me as the benficiary? Any help in this would be greatly appreciated.

Many thanks,

Comments(2)

  • WilliamGA7th January, 2004

    vcrindc,

    Your seller should refi the property and once this is complete, deed the property to you, a trust, however you take title.

    Once the refi is complete, then you can take sub2 as in any other instance. I wouldn't try to do it before.

    William Tingle
    WilliamGA

  • myfrogger9th January, 2004

    I agree entirely with the last post.

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