First Short Sale.. Looking For Advice.

The Subject Property is a Single Family home in Cincinnati OH. I have ordered payoff on both properties. but this is the info I have gathered from Banks.


1st Mortgage - $93K
2nd Mortgage - $26K
$5k in back taxes
2k yearly taxes

Needs about 20k worth of work to fix up.
Comps support a FMV of $100k - $130k


I have my real estate license but I live out of town so I am working with a local Real estate agent to get this done. I have 2 questions.

1. Should the agent represent me as a buyer or should he list the property and represent the seller. Either way the Bank pays the discounted commissions.

2. Assuming the FMV is $115k What should be my starting point in terms of negotiating the best price with both mortgages.


Thanks in advance

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