Short Refinancing?
What bank have you been successful in getting a short-payoff approved for a short refinance (not a loan modification with lowering the principal balance, but getting a short payoff and sending the new loan to a new bank?
How was your experience with that bank?
What is your process for submitting a short-refinance?
What banks do you use to assume the new loan?
In your experience what has conditions or situations give you a definite yes? what conditions or situations give you a definite no?
any other input... thanks 
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