Seasoning

If I bought a house with cash, could I cash-out of it in say one week?



Would moving into the house help the situation?



Thanks



Tom

Comments(2)

  • bnwbaron14th January, 2006

    The simple answer is "yes."

    You just need the right lender. Try PHH, they will do a cash-out refi with no seasoning.

    They did one for me earlier this year.

  • cashmonster16th January, 2006

    might you have a strategy for getting the payment as low as possible at 80 LTV?...

    I guess my question is: what is the most pracitcal, legal way to go about saving money on cash-out interest rates.

    When I look at a bank rate sheet you get killed for a cash-out on an investment property.

    Any creative altervatives for cashing-out or should I just get over it and worry about the equity in the deals?

    I guess once I get more available cash I could cash out at 70% and save on the interest rate.

    just rambling...tom

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