Rookie Pre-foreclosure Questions

I am a rehabber and found a property that is in the early stages of the foreclosure process (about 5 months to auction). I can’t fully purchase it with cash and was wondering if my best choice for getting financing would be with the bank that currently holds the mortgage or would I be better off sticking with my own lending people. I plan on rehabbing and selling this property. Do I need something signed by the seller before initiating talks with his bank? I am not sure myself or the seller would be comfortable with a sub2 deal. This is my first experience with a property in foreclosure and I am thinking of having an attorney handle the paperwork. Any advice would be very much appreciated.

Thanks Much

Doug

Comments(2)

  • karensilver30th March, 2005

    I always use a attorney for title work they are the same price as titile companies and that way if I need an attorney I have one ready to go who will usually give me a break on the cost or write a letter for free. The lender will most likely require a letter from the seller

  • GIP_financialGroup9th April, 2005

    hi. i had a quick question:

    approximately how many and what documents are involved in a subject-to deal? thanks

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