Residential Property Insurance

I am in the middle of purchasing a 32 unit apt. complex, and am having trouble finding anyone locally who will insure it.



Does anyone have any leads on insurers, and what should I look for in a policy. What types of coverage, deductibles, and premiums are typical? How much should I insure it for?



I am buying the complex for $662,000.00. It is 50 years old, constructed of brick and shingle siding.



Thanks,



Scott

Comments(4)

  • norrist25th September, 2006

    This article should help:

    http://www.thecreativeinvestor.com/commercial/modules.php?name=Articles&file=article&articleid=438

    Also, check for a local REIA group for referral(s) to Agents that understand REI...
    [addsig]

  • finniganps26th September, 2006

    Is there a reason you need a local insurer as opposed to one of the large national firms?

  • norrist26th September, 2006

    Hi Finnigan,

    I think you are confusing "agent" and "company/carrier". The Agency represents the company/carrier(s). I recommend finding an Agent that understands REI, no matter where they are located. They are tough to find, so a logical first choice is your local REIA group.

    _________________
    Best regards,

    Tim[ Edited by norrist on Date 09/26/2006 ]

  • ruffrage127th September, 2006

    No, there is no reason. I was just looking for specific names of insurers who handle commercial properties, and have good rates. Does anyone know of one.



    Thanks,

    Scott


    Quote:
    On 2006-09-26 11:01, finniganps wrote:
    Is there a reason you need a local insurer as opposed to one of the large national firms?

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