Refinancing Low Value Condo?

I have a condo that I purchased with Hard Money and the plan was to refinance within one year. It has been four months now and I am having a tough time finding a lender that will lend on a property like mine that is less than 35K.



The only one that found want me to put 35% down and then charge almost 10% interest. Any ideas about how best to refinance this property? I always try to be in a high leverage position (as high as possible) on investment properties, borrowing the maximum that I can from available properties.



Any advice?



Thanks.



JS.

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