Question

Lease Option and Purchase Option....... are they the same thing??

Comments(5)

  • loanwizard23rd February, 2004

    Lease option is a lease and a purchase option. Purchase option is the second document.
    You lease a property for a set period of time (1 Document called a rental agreement or lease). 2nd document is a purchase option agreement which spells out the purchase details if the tenant excersises the option to purchase and the obligations if they don't excersise said option.

    Good Luck,
    Shawn(OH)

  • rjs935223rd February, 2004

    Yes and No.

    Lease Option - short for Lease with the option to buy.

    Purchase Option - I would take this to mean the option to purchase the property. This doesn't mean you're going to lease the place out, just that you have an option to buy.

    Did that make sense?

    Ryan J. Schnabel

  • NancyChadwick23rd February, 2004

    I would basically agree with rjs9352. You can have a situation where property owner sells someone an option to purchase the property and there is no leasing of the property. It's not uncommon in land deals for buyer (optionee) to secure an option on the land, preventing the owner from selling it to anyone else until the option period has expired. In that situation, the optionee is not leasing the property, just getting an option to buy it.

  • loanwizard23rd February, 2004

    Oops! hate it when i miss one. I had assumed from the question that the question was meant in the most asked questions in the LO forum. Completely forgot about a straight option. Thanks for the save guys.

    Shawn(OH)

  • tall_individual23rd February, 2004

    Thanks for the feedback people!!

    It definitely helped my understanding

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