Pre-Foreclosure Letters Are OUT!

OK....



I sent out my first pre-foreclosure letter to 145 people who are in the first and second stages of foreclosure (downloading the info. from RealQuest).

I am scared to DEATH (wanting to make sure I do everything RIGHT).....but excited for the phone to ring!



Does anyone have a step-by-step list of what to do once they call? It is all so overwhelming to me!

Any "visuals" of the steps would help!



Thanks to everyone on this board for EVERYTHING!

Comments(16)

  • IBuyHousesInc2nd March, 2006

    Great advice Larry

    Being nervous is natural.... Remember; never tell the seller that this is your first, second, third etc deal... If you act confident they will have confidence in you...

    I hope you have an inbound script to follow so when the telephone rings, and it will, you know what to say...

    BTW people will also call who are upset that you sent them a letter.

    That’s okay... Just don’t let it get to you too much...

    A real caution is to have already set up your infrastructure of resources... Which includes money and the people who are going to help you buy property, i.e. escrow officer, attorney, CPA, termite inspector, home inspector and repair people.

    A mentor is probably a good thing… I would suggest John or someone of his caliber and ask as many questions as you can think of.
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  • IBuyHousesInc2nd March, 2006

    WOW... And you’re worried about buying houses....

    Stop.... This business is much easier than land acquisition and development....

    Much more linier and a lot less speculative....

    I would still contact John...
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  • IBuyHousesInc2nd March, 2006

    makes you wonder who actually made the million doesnt it?
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  • investorgal2nd March, 2006

    Still working...still doing it....have several in escrow as I type!

  • jfmlv19502nd March, 2006

    Larry,

    Do you think I might have a chance too???

    John (LV)

  • JohnLocke2nd March, 2006

    I sure would like to help out but I am busy selling "Moon Cheese Hoagies" already made a million doing it, then again maybe I should quit doing it and send out pre-forclosure letters, love talking to people in self-denial or them telling me all their problems, then agiain one of real my favorites is "that is already taken care of."

    John $Cash$ Locke
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  • IBuyHousesInc2nd March, 2006

    Okay john just trying
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  • JohnLocke3rd March, 2006

    investorgal,

    If you look at your post again, what you said was I sent out post cards now what to I do?

    For someone that made a million dollars using one method of investing, I would say that person is astute enough to figure out that before they jump out of and airplane they should be wearing a parachute.

    Maybe now you will understand why some posters are questioning your qualifications, where you could have said I want to mail out pre foreclosure letters what would be a good script for me, so that when they call I know what to say.

    John $Cash$ Locke
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  • IBuyHousesInc3rd March, 2006

    Okay I will stop ranting.....

  • jimandlacy3rd March, 2006

    Michael,

    Assume you mean on this thread only!!

    Jim

  • IBuyHousesInc3rd March, 2006

    Jim actually I think I am done completely....

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  • hobz8th March, 2006

    Dear Investor,

    Senate Bill 2349 will kill your business soon if action is not taken soon by you.

    Sign this petition and pass it on, even to people not in illinois. We need support or else this law will pass and its gonna hurt the entire real estate industry. Make sure you sign it.

    Then FORWARD TO EVERYONE YOU KNOW!

    In case you might not be aware, this law will eliminate the right of investors to buy foreclosures for less than 82% of market value or that the sellers cannot agree to anything under 82% of Market value. This strips away any real equity and will kill this end of the real estate business.

    Quit Claim Deeds will be completely illegal and if you offer any type of mitigation or negotiation service that you charge for, you will no longer be able to charge before you perform the service and must finish the service before charging. We all know that if you finish without collecting first, you will never be paid!

    If you depend on distressed properties for income this may be a thing of the past as the Office of Lisa Madigan and Senator Jacki Collins have teamed to cut out fraud by killing a whole industry for the honest investor!

    Read the bill for yourself then see why we need to gfet this pettition signed by anyone that will be affected by these changes. In the comment section We have placed suggestions to kill the bill! Seems that our law makers should consult with people in the industry before making such drastic laws.


    For pettition
    http://www.petitiononline.com/fs2349/



    For view of senate Bill SB2349 click on link or cut and paste into address bar.

    http://ilga.gov/legislation/billstatus.asp?DocNum=2349&GAID=8&GA=94&DocTypeID=SB&LegID=23053&SessionID=50


    **Please See My Profile**

    Tony Hernandez 773-278-5700

    Markets International Inc.
    4245 W. Armitage
    Chicago Il 60639

    Foreclosure, Tax Sales, Loss Mitigation
    Mortgage Audits, Predatory Lending Audits,
    Lease Backs, Buy and Sell distressed properties.

  • mtnwizard8th March, 2006

    Tony,

    I agree. The only problem is that this bill just came out of the Rules Committee and the final vote is scheduled for this week. All investors should write, but the chances of stopping it at this juncture are not good.

  • IBuyHousesInc9th March, 2006

    Here is our call in script... Seems to work well for us....

    1. May I ask your name? _____________________________________SPELL it back to them
    2. Property address __________________________City ___________________Zip ________
    3. Telephone Number ______________________Cell ______________________
    4. How did you happen to hear about us?
     Newspaper Display  Classified  Radio _________  Infomercial  TV ____________ Bill Board  Post Card  Mary Letter  Sign  Trailer  Referral _____Other___________
    5. I buy houses… just like yours… all of the time, and I have found that if the seller is willing… we can come up with a solution that works best for both of us, is that okay with you? (Yes) outstanding
    6. Sometimes the only way we can buy the houses we look at is to take over the debt and pay you your equity, That means the loan will stay in your name until its sold, assumed or paid off.

    Sometimes even buy the house under a lease option… Is that a problem?  Yes  No

    7. So if we can pay you your equity, guarantee and make your payments and be responsible for all repairs you will sell the home to us, right?  Yes  No
    8. What time today would be better for me to come out and buy your house ___________ or ______________? (___) Terrific
    9. Before I come out… there are just a few more questions… I need to ask about your house, is that okay? (It is) outstanding
    10. Is the home  Vacant or  Occupied? Occupant Name? _______________________________
    11. _____ Bedrooms ______ Baths
    12. How many Square Feet? ________________
    13. Size of the Garage? ____________________
    14. How did you happen to own the home? _____________________________________________
    15. What Kind of repairs does it need?

     Carpet  Paint  Roof  Cabinets  Electrical  Plumbing  Plaster  Sheet Rock  Cooler  Heater  Air Conditioner Window  Landscaping  Clean-up  ______
    16. What do you think the repair cost will be?____________
    17. What are you asking for the house? __________________
    18. Is that  Fixed–Up or  ‘As Is’
    19. How did you come up with that Price? ______________________________________________
    20. How soon would you like to be sold? ____Days _________Date
    21. Is there a Mortgage on the house?  Yes  No
    22. What is/are the balance? 1st ________ 2nd ________3rd________
    23. Are you in Foreclosure?  Yes  No  Notice of Default or  Trustee Sale...Sale Date _______ Arrearage Amount __________

    One last thing…. When I come out… it is important…that all of the decision makers be there…. so I can come to an agreement to buy your house… Will all of the decision makers be there for the appointment? (If all of them are not there don’t go)


    Well, ____________ I look forward in meeting you at __________…
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  • IBuyHousesInc9th March, 2006

    And for comps and demographics I use

    https://fwprodweb1.firstam.com/fastweb/fwlogin.asp

    Log in = itsyournewhome
    Password = REIUniverse1

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  • investorgal9th March, 2006

    What great info. Could I ask you another question? Would you be willing to share your newspaper classified ad? Looking in my local paper, there is NOBODY that is advertising the "I BUY HOUSES" ads. Thank you soooooo much!

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