Pre-foreclosure Income Tax Question

Greetings Everyone!

I’m finalizing a pre-foreclosure, with a husband and ex-wife who’ve both agreed to my deal (not easy with an "ex" involved). But a question came up. They’ve both been told that their income tax has been tagged by their current lender, and would be intercepted if they filed for their returns. Their question was, should they go ahead and file? Or, wait to see how fast we can close our deal? They both are in desperate need of the money.

Any advice, experience, thoughts form anyone? I hate to bring in an RE attorney, if there’s a simple answer here.

Thanks for your help.
confused

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