Performance Mortgage Made Simple?

I'm new and looking to get started in the lease-option "business."

I've read many comments about performance mortgages. I understand they act as a lien and guarantee the seller's performance on the lease option.

What I don't understand is what they "say." Do they totally disclose what your deal with the tenant buyer is?

For instance, does it say something like, "Seller agrees to sell house for $300,000.00. Buyer will buy house for $350,000.00. $50,000.00 goes to the investor. So this performance mortgage is for $50,000.00, guaranteeing that the seller will sell for 300K and the investor will receive 50K profit."

I realize that no mortgage is like this, but is this what a performance mortgage is saying in essence?

Please, can someone explain exactly what a performance mortgage says/does simply?

Thanks for any help!

Comments(4)

  • tjeffer16th April, 2004

    Yes, I would like to know the answer to this as well. I have read about using them and not had any success in the "wording" of the document.

    Thanks for help with this one!! :-?

  • de5121st April, 2004

    I finally found an example of a performance mortgage.

    Go to ****Must Reach Freshman Investor status before posting URL's***
    Go to the discussion forum
    Scrolling at the top are three "ads". The first one is a FREE sample of a performance mortgage.

    I hope this can help others as very few here seem to know anything about performance mortgages. grin

  • de5121st April, 2004

    That would be "REmentors" as the name of the site.

  • fearnsa30th April, 2004

    Thank you very much de51.

    Alan

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