Obtaining A Line Of Credit?

My business partner has a credit score of 680 but does not own a home or have any real collateral is it feasible for us to get a line of credit?

Thanks for your help
Michelle

Comments(7)

  • pejames2nd February, 2004

    Have you contacted any lenders, or HML's in the area. I would also read this forum frontwards and backwards for more info. Good luck

  • bgrossnickle2nd February, 2004

    My experience is that signature loans from a bank are hard to get and expensive. What about credit cards?

    Brenda

  • pejames2nd February, 2004

    BTW,
    Why not advertise and locate a private investor for your funding needs. I just found one and he is a rehaber too..He wants everything I can bring his way and want me to market and sell them too....Not a bad deal for me!!

  • omega12nd February, 2004

    Hi pejames,

    It looks like your hard work and eforts made in the past several months start

    Persistance pays. Alex [ Edited by omega1 on Date 02/02/2004 ]

  • tinman17556th February, 2004

    Exactually several major banks around the country are offering un secured business lines of credit. Perfect for the real estate investor. I have three $75,000.00 @ 3.75% interest only, $50,000.00 @ 5% intest only, $35,000.00 @ 4% Interest only. The reason they are hard to get is because the average person that walks into the bank doesn't understand the questions and usually fills them out wrong. there is a formula to the application

    Lori
    [addsig]

  • mkasper276th February, 2004

    Thank you for all of the suggestions that you guys have posted.

    Lori, I was just wondering if you know where I can obtain the information that I need i.e. questions to ask and which banks to use? Thanks again

  • tinman17556th February, 2004

    You would have to check local banks in your area or the local sba

    Lori
    [addsig]

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