Need Help ASAP
Hi Credit repair Gurus, here is my story:
I ask my cousin to enroll me his american express and master card nad he did agreed it cos his credit score was really good and the whole reason I did reqst was to increase my credit score. My cousin called me yesturday and told american express agreed to add it but refuse to show my credit I have american express so please how can this happen ? Need advise.
Dear panicfilms,
When it comes to FICO scores...Time and planning are your friends. What was stated is correct regardinig the primary account holder being responsible for all the debt, and you are just a user for his account.
I recommend you visit web sites to discover what influences your FICO score and how to repair them. Often you can speak with a lender who is willing to help you with ideas on this matter.
You may want to consider getting secured credit cards or small secured loans to establish a credit history of paying on time.
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[ Edited by GlennG on Date 08/26/2006 ]