Need Help Structuring 8 Unit + Three Retail Deal

I am looking for advice to structure a commercial deal that I'm analyzing. The owner is asking for 359k and I'm sure I can get it for 330k. The numbers work out great.

The problem is that I am in the middle of a rehab. When completed in two months, I will cash out nearly 50k off of the refi. Then, and only then, will I have the capital available for 10% down. I know I need to ask the seller to hold a 10-15% second, but I have a few questions.......

Should I have a problem finding a lender who will lend 80% with an additional 10% held by the seller?

And what is the best way to tie this property up for a while to get it off of the market while reducing my risk of losing any deposit or option money?

All of your help is appreciated.

Comments(1)

  • cjmazur8th July, 2004

    and 80/10/10 from a std. commercial lender might be tough.

    an option to buy or a purchase agreement with longer enough contingency period and or a nominal deposit, are a way to tie it up

    bird dog the deal

    get a LOC on the improved value of your current project to create the down for the next.

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