Money Lenders

Hell-o all I was wondering if I can find a home to fix up, will HML's loan me the money to fix it and wait till I sell it for me to cash them out...I thought I had read some where that a HML just let the intrest build and then the investor just cashed them out when the home was sold .......Thanks for you help..........Matt

Comments(5)

  • singhke14th February, 2004

    I am very interested in hard money lender also. I am actively seeking "fixers" and have a potential deal in the pipeline. I need to borrow 75% of the "Fixed-up value" of the home. This will give me all the money I need for repairs, hoilding costs, etc.
    Any suggestions?
    -Bobby

  • Tedjr4th February, 2004

    My HML actually gets several months payment in advance because he knows I will be hard to get it from me later. I hope to fix up them quickly but it will still take several months. His rate is 12% which is not too high. They will want the interst paid monthly and do not know any other HML that will let it slide until sold.

    Good LUCK and Thank You
    Hope this helps some
    Ted Jr

  • mjdreal4th February, 2004

    Ted

    Is that what they meen when they say I chage 2 Points or is that different..

  • Worf4th February, 2004

    No, two points means 2% of the loan amount paid upfront. So if you are borrowing $200,000, he will want $4,000 paid up front. This is over and above any interest payments.

  • mjdreal4th February, 2004

    Even if i only had to pay the intrest on the loan thats not bad I could do that and just wait till payday...

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