Need Some Advice
Hello,
Me and my girlfriend purchased a new
16 x 72 moble home in 1999. We were young and was taken advantage of (lesson learned). High interest rate and we still owe 29,000. She hates living in a moble home and wants a house bad, so do I and our kids. Its in a park and I know we owe way more than this thing is worth. We make $70,000 combine income and with padrent and house payments we could easily pay for a house lol 
Any suggestions or tricks to help me out?
My first suggestion would be to see if you can rent it out and move into a place of your own.
Besides that, being upside down in a property sucks bad. I hope that others have better ideas, but generally speaking foreclosure and bankruptcy are terrible options and you're going to loose money sooner or later. Perhaps a market shift (rising interest rates) will increase the resale value, but your guess is as good as mine as to if or when that would occur.
I hope other people have more helpful advice than this. Sorry, but good luck.
I don't know about the others but for me, I would cut back on as much expences as possible. I would save as much as I can for the next two or three months or so. I would prequalify for a mortgage. If I can't get funded. I will look in the paper for Lease/Option ads, Rent to Own or Contract for Deeds, No bank Qualifing Ads.
I would try to find a motivated and flexible seller in the neihborhood I wouldn't mind living in. Rent the mobile home out or sell it. Hopefully I can get some type of postive cash flow if I do rent it out thats the expectations. I guess thats it in a nut shell. Hope that can help some
Hello, I think I may be able to help you..What I do is take your Mobile home in on trade and roll over the inequitity into your home purchase price...The homes that we specialize in are new and range from the 130k and up including lot and basement along with a garage...I have helped hundreds of people in your position...you ask how can i do this its easy...the new you buy from me will appraise around 25k-50k more than i sell it to you for...so we just add the rollover from your single wide into this deal and get you 100% financing for your new home....as long as you have ok credit and job time I have a lender I deal with for all my creative structured deals...let m eknow if you are interested...
lease option it out.... turn the 3 way profit into your pocket... go buy a repo cheap to live in and upgrade your lifestyle