Manufactured Home Financing

Does anyone know how to get the proper insurance for manufactured home? This is NOT a mobile home, it is permanently fixed and we pay property taxes Not personal tax).



How do I go about educating insurance agents to get the proper type of quotes? There is so much confusion, once I mention Manufactured home the agents immediately think mobile home trailer.



I need to get rental insurance on a manufactured home and am stumped on how best to proceed. The numbers I am getting are so high (up to $2300/year for a $100K value.)



Any help?

JS.

Comments(1)

  • groverm10th February, 2006

    Do you own the home? The homeowner should insure their own home. In any case, you should probably refer to it as a house not a manufactured home. The insurance company will send out a rep. at some point to verify the condition of the house at which point they can make any adjustments they deem necessary at that time.

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