Locating Owner's Name
How does one locate an owner's name?
I have found a few places online, but they don't have the owner's name. Address yes, name no.
Do I go to the Assessor's Office, or send a generic letter to the address?
Thanks
eric
Best resource is assessor's office. Many have online websites which makes it easy to work from home.
Ok, so now I have found the owner's name.
When I look at the details, it shows a grantor and a grantee. The grantee is one name, and the grantor is two names.
Shall I assume that the grantor deeded the property to the grantee? And, thus, the two grantor's are no longer associated with the property? So, then I would need to contact the person who is listed as the grantee, and just know that the grantor was the previous owner?
Thanks
eric
I found my answer. The answer is yes.
eric
If you take this info down the hall to the recorders office you can get a copy of the trust deed and any other lien holders. Then using your Calculated Industries (my favorite) calculator back figure the amount still owing (reasonably close).
Luck!
An easy way to remember the difference between grantor and grantee:
A person who is "me, me , me" is always RECEIVING things. So the GrantEE is the reciever of the ______ (deed, mortgage, etc)
pm the address and the county its in and i will give you the owners name.
What about in the case of Mortgagor and Mortgagee where the Mortgagor is the person taking out the loan (homeowner) and the Mortgagee is the lender (bank) .. or umm I think thats how it goes...? Other way around?
Quote:
On 2004-02-07 04:33, 64Ford wrote:
An easy way to remember the difference between grantor and grantee:
A person who is "me, me , me" is always RECEIVING things. So the GrantEE is the reciever of the ______ (deed, mortgage, etc)
The bank gives you a mortgage, making them the mortgagor. You are receiveing a mortgage, making you the mortgagee.
And if I'm wrong it's the other way around.
Ryan J. Schnabel
If you are the borrower, you are giving a mortgage and getting a loan. The bank is the mortgagee, and you are the mortgagor.
Remember that a mortgage is the security instrument that pledges your property as collateral for the loan you are receiving.
I believe it's "the other way around".
...one way to remember is the word motgagee has 2 e's and lender has 2 e's...mortgager is the borrower (we won't start counting r's),
Being in a big city is great. Our assessor's website gives you all the pertinent info on the proprety (including owner name and address), as well as comparitve values by block or similar structure w/ owner names and purchase price. It takes a lot of legwork out of the process, and gives you a great deal of additional info before you start thinking price.
If your city hasn't merged into the onramp of the information superhighway... DOH! Stretch those legs. Assessor's the best way to go.
If all you can get is a name, or even no name, the next step would be a site like KnowX, etc. Pay like a $10 fee and you'll know how many eggs are in the tray in their fridge.
It is easy to misunderstand because many people say they are going to "get a mortgage from the bank".
In a literal sense this is NOT CORRECT.
You GIVE THE MORTGAGE TO THE BANK. You give them a mortgage on your property.
Now you have pledged your house as collateral.
The bank gives you a loan and receives the mortgage.
Owner Borrows money and gives a mortgage so the owner is Mortgagor.
Bank receives the mortgage (your pledge of collateral) so bank is Mortgagee.
N.
to make things simple in any real estate transaction..
(ee) , always recieves
(or) , always gives