Lending Money In MD

I have a friend who is going through hard times. He wants me to loan some money and in return woud give me a promisory note. What is my recourse if he defaults? Thanks.

Comments(2)

  • BBagnall10th March, 2006

    Try to make sure it is secured by property.

    If it is not secured by property, your only recourse is to take him to court and secure a judgment against him. The hard part then is trying to collect the judgment. This can be especially hard if he starts working for cash, has no assets, files for bankruptcy, etc.

  • MD_Investor10th March, 2006

    Thanks BB. How do I secure it with the property? Thanks in advance.

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