Cognovit Promissory Note..

Do you guys know if Washington State recognizes a Cognovit Promissory Note? I’m doing some digging but I can’t seem to find the answer.

Thanks!

Comments(2)

  • cky29th December, 2003

    ASK AN ATTORNEY

    Did I mention, ASK AN ATTORNEY!!, yet?

    Your very welcome..

    Chris,

  • JohnMerchant30th December, 2003

    YES.

    I did recently brief this issue in WA and it is recognized and utilized on occasion.

    I've used them myself where I really want to impress on the note debtor that I'm serious and if he doesn't pay me, I am going to take a J against him.

    Just be aware however, that it may be more effective in appearance than it actually is.

    Why?

    Because the court in WA will demand you put on evidence about your note, and its default, anyway-so you cannot just take your COG note (Confession of Judgment) up to the Bench and ask the judge to sign your J.

    By the way, this is what I found to be the general practice in other states, that the note holder has to prove his case anyway.

    So nobody should rely on being able to just having the J signed by the judge without proof of his case.

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