Is This Possible?

I have a spec home that I have been sitting on for a while, currently the market in that area is terrible and builders are dumping homes left and right.......here is the question.



I have a friend who is currently renting a home about 45 - 60 minutes from his business.......my spec home is about 15 - 20 minutes from his business............wondering the feasibility on selling the home at cost, which would be $100,000.00 below current tax value........he live in it for two years, than sells when the market is hopefully more stable (we have a techno-park moving in the nearby area) at which time we split the tax free profits.



Other then gifting my percentage of the profits, which I am not familiar with how that is taxed and to what percent, I wonder if it would be better to create a second note between he and I.

Currently I have this home listed 35k below tax value......by the time the agent gets his cut, there is very little left for me.........makes me sick.



thanks



NC

Comments(4)

  • ITBInvestor15th July, 2008

    Builders are also getting hit here in the RTP/Raleigh area. Banks seem to be pulling the plug late in the building process. I feel for the builders as I walk through their 90% finished properties a week before the foreclosure sale.

    I would opt for the second note... the splitting of the tax exemption on the primary residence sounds suspect. But check with your accountant....

  • NC_Yank15th July, 2008

    I did more research on the gift tax / exemptions.......if one wanted to be creative then it could be done........11k to this family member, 11k to another, etc.......but the note would be a better security.

    Yeah, several of my subs are not of business already.......I remember when interest rates were 18 - 21%.....but this is a different ball game..........I do believe it will work out but it all reality, it will probably be about 2 - 3 years.

    NC

  • mahimike21st July, 2008

    Check with your Chamber of Commerce.

  • cjmazur23rd July, 2008

    My mentor has cost me NOTHING.

    I have unlimited long distance, so not even the phone calls cost me.

    This is how a mentor, as oppose to a flim-flam man should be.

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