Insurance Help

I found a guy who needs $1200 to move on and understands and is willing to deed me the property, FMV of $90000 with a current loan balance of $77000. (He is relocating at end of month) I have talked to two insurance providers and they tell me that they haven't insured a property before where the loan remains in the previous owner's name. They say that the loan needs to be in my name...?. Any suggestions to tell them or should I keep on searching and hope to find one who will work with me.

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