I Have Bad Credit She Has Great Credit

Im in the process of reparing my credit. My wife has excelent credit. Currently she is a housewife and has no real income is it still possible for us to obtain a morgatage usinge here great credit and my income. Please help. confused

Comments(5)

  • DaveREI23rd September, 2003

    Catch 22 it will work and cut both ways....

  • sammiecat23rd September, 2003

    I recently helped a couple similar to your situation. He had the better scores, but the lower income. She had terrible scores (in the 400s) but more income. I was able to get them financed by using just 24 months bank statements.

    Email me if you are interested in talking.
    **Please See My Profile**

  • brian1833017th October, 2003

    if she has a decent score do a no doc or no income verification loan wich goes by her credit and stated household income.

  • Roswitha18th October, 2003

    You need some creative financing.


    Good Luck

    RK

  • boyd444418th October, 2003

    Why not use her good credit to fix your bad credit. Have her put you on her cards so her good payment record shows up on your credit report

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