I Am Receving Offers From Credit Card Providers
HI guys/gals
I have a big question, I have been pre approved for some offers that I receive via mail and my question is this:
Do they run my credit again to final approve me ?
If they run it, will it affect my fico lowering my numbers ?
I have read that those providers they run and run your credit but it doesnot affect on your fico score, so in this case of final approve , will it affect my fico score or not ? I am worried about that, I have a good fico score , middle fico score 723 and I am creating my credit with just two lines of credit, two credit cards, I want at least to have 3 credit cards to have more credit lines, is it a good advise to do it ?
thanks
Ray
yes they do run credit, and if you have a lot they ding your score.
The 2 things I have pulling down my score are too many inquires, and high revolving balances.
thanks for the answer, hm.....
I will wait
thanks for that ,