How To Get Rid Of Inqs?

Anyone have any ideas on how to get rid of all of the inqs on my credit report? Only authorized twice but have over 10 per bureau (broker runs it without asking, shops the loan, potential lendors run it, whichever lendor sells it and it gets ran again, etc). I did not authorize half of these inqs

JohnCl
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Comments(2)

  • flacorps9th August, 2004

    Experian won't delete, TU and EQ are more cooperative. Try calling. Also, there is a technique called "bumpage" where you join privacyguard or another service and pull your own reports a lot. After 3 months or more of daily soft pulls, the softs begin to displace the hards. Check www.Creditboards.com ... its name is not spoken aloud much anymore there in order not to cue in the CRAs ... often it's referred to as "nothing" or "B*"

  • monte8226th August, 2004

    this is a sample letter that i used to remove the inquiries on my report with chexsystems:

    Lamont Adair
    14 Austin Ave
    Somerset, NJ 08873


    ChexSystems
    7805 Hudson Rd
    Suite 100
    Woodbury, MN 55125



    Dear Consumer Relations;

    I have recieved a copy of my consumer report and I noticed incorrect information contained under the Consumer Action Inquiry section. I would like to dispute the following inquieres. Due to the fact that I have no prior knowledge of applying for a bank account at any of the following institutions. I have listed the information below;

    National City Bank 10/24/2002
    Keybank National Association 03/27/2002
    Keybank National Association 04/23/2002
    PNC Bank 03/03/2003
    National City Bank 05/31/2002
    Netbank 05/31/2002
    Netbank 05/30/2002
    Washington Mutual Bank 02/25/2004
    U.S. Bank Ohio N.A. 06/26/2004
    The Huntington National Bank 07/15/2004
    The Huntington National Bank 07/15/2004
    Credit Union of Ohio 07/15/2004
    Fleet National Bank 02/24/2003

    The following inquiries were never initiated by myself and I again have no prior knowledge of ever applying for a bank account at any of the following institutions. Therefore, I'm requesting that following information be removed promptly from my consumer report.

    Sincerly,

    Lamont Adair
    :-D

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