How To Find REO Homes?

I'm interested in buying a home and I want to know how I can find REO listings?

I want to be able to purchase directly from the bank. I don't need them to finance me. I just want to get something at even just a small discount (5-10%) off of fair market value.

I'm in SO CAL, so I'm particularly interested in that area.

Any help would be appreciated.

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