A secure credit card that I got almost 2 years ago have had built me excellent credit. I recommend it, I started with 2 credit cards one from my bank because I had luck and I had reserves on the account when they offered me and this that I have with 500 limit and believe me, so far so good. they report to 3 credit repositories
If you have bad credit just get a secured card and work from there. Otherwise start with an Orchard card or something that is relatively easy to get (but there will be an annual fee). I wouldnt trust my credit with anyone but myself.
must places secured card isnt the most secure things. a lot of cards still let you go over ur limit, and a lot of hidden fees.
A secure credit card that I got almost 2 years ago have had built me excellent credit. I recommend it, I started with 2 credit cards one from my bank because I had luck and I had reserves on the account when they offered me and this that I have with 500 limit and believe me, so far so good. they report to 3 credit repositories
good luck
Which companies did you guys use?
Hey crazyfnmama, what company did you use.
Just email me at akademi3 @ hotmail . com
(without the spaces)[ Edited by akademi3 on Date 07/26/2005 ]
All credit "fix-it" places are scams. Do the credit repair yourself for free, great website and lots of helpful people at link below:
http://www.creditboards.com/forums/
If you have bad credit just get a secured card and work from there. Otherwise start with an Orchard card or something that is relatively easy to get (but there will be an annual fee). I wouldnt trust my credit with anyone but myself.
You can also get a secured personal loan at your local bank.