Help On A Deal

I have a client, that is looking to do a rent to own/lease option. He can put down up to $10,000 and is willing to pay up to $1,200/month. What I want to do is not tie up my credit make some money of his down payment plus earn some monthly cash flow. I know I need to find a motivated seller which I have found 3 which all 3 houses my client likes. So know its all about how to structure this deal where it is a win/win/win for everyone can someone please help. Normally I purchase foresclosed homes fix and either rent or sale.

Some one please help me structure this deal



Thanks in advance

Comments(4)

  • ekeisha11th November, 2008

    Have the seller and your rent to own person make the agreement on paper. You can discuss if the owner will give you a portion of the deposit as a finders fee so if the person defaults or damages the property you are not held liable.

    Have you ever done a lease option agreement? You will also need the rental agreement filled out to protect the owner in case the tenant needs to be evicted.

  • cjmazur11th November, 2008

    You need to read the rules for forgiveness of debt forgiveness, I thought that this only applied to principal residence.

    What did the bank say about refusing a loan modification due to disability?

  • cjmazur12th November, 2008

    check out the Mortgage Forgiveness Debt Relief Act of 2007, to see if it applies to the seller.

  • AKnox12th November, 2008

    What if my client bought the second house as a primary? Can it the short sale stand up with the Forgiveness Act (which I have read over and over again).

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