HELOC For Rental Property Purchase?

If I use my home equity line to supplement the purchase of an rental property, can I write off the interest portion of its monthly payment against the rental income on my Sched E?

Comments(4)

  • cjmazur26th May, 2004

    I have be told yes, if you're clean about the source and use of funds.

    e.g. 50K/100K line used for real esate, you can deduct 1/2 the interest.

  • DaveT26th May, 2004

    Or, just take an interest deduction on your Schedule A along with your home mortgage interest deduction when you itemize. Net effect is the same.

  • cjmazur31st May, 2004

    isn't only the interest on your 1st and 2nd home deductible?

    Seem like you'ld have to take the sched e route.

  • ahmedmu15th June, 2004

    I have a 401k plan through my employer and a IRA. What other plans are available to me as a landlord?

Add Comment

Login To Comment