Hardmoneylenders
are there any hard money lenders that do not require credit checks? i thought hard money lenders go by fmv of property. any one can help me find a lender who do not require good credit. most in ohio want a 600 or above credit score for18% 10 points. wow? 
sounds like you're talking to loan sharks, (really hard money sources). I know bad joke. Have you tried the lenders tab at the top of the page? My understanding is that if the numbers are right, your credit may come up, but shouldn't be a hurdle you can't overcome.
Hard money lenders that I've used don't require credit check but will only lend about 60-65% of purchase price, (not after repair value or fair market value). There are hard money lenders that will base loan amount on fair market value/after repair value but then the loan becomes more complicated.
Actually took a hard money loan last June, at 17% with about 20% down based on purchase price with 10 points which were rolled into the loan. Loan had 6 month interest guarantee.
Good luck,
Noel
[addsig]
damn, those numbers make me think I am in the wrong bus.
I'll loan in Cali without credit check.
70%LTV
No kiddn, and I'm not even a lender.
[addsig]