Giving Your Home Back To Lenders

under bk just got layoff can not afford the house the wants us to give house back to lenders, dont know what to do

mac40 :-o

Comments(1)

  • JohnMichael26th December, 2004

    You can do what is called a Deed-In-Lieu of Foreclosure

    The Property must be owner occupant, you do not qualify for any other loss mitigation tools
    And you can not have any 2nd's or liens so that the lender can get a clear title.

    Before you do this An Alternative, Call a HUD-Approved Counselor. A counselor can help you determine which options might be available and negotiate with the lender to work out a repayment program. Call 800-569-4287, weekdays between 9:00 am to 5:00 pm Eastern Standard Time.
    [addsig]

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