Foreclose After CH 7 Release..

Loan w/ W MU. Owner (in TX) says Ch 7 released mid Sept. Realty Trac shows NOD Entered: 9-27 - Record 10-28. Owner thinks already went to sale. Can it go to sale that quick after BK release? Is it already REO?

Thanx n advance for input..

Comments(3)

  • JohnMerchant7th October, 2004

    You can eaily check with county clerk to see if a new owner has bought, or just who does have title now.

    To my knowledge, any bank doing a repo is going to want a new NOD done, as per TX statutes, AFTER the BK court has lifted the "stay of foreclosure", but remember, the Motion to Lift Stay could have been granted a good while before final discharge of BK....which you can also easily check by going to BK Clerk's office and looking at the BK Court File folder.

  • kenmax7th October, 2004

    jm is right the easiest , simplest way is the c/c's office....km

  • tringar9th October, 2004

    Thanx Guys, for the reply's..

    I called the Dal Co Clerk offc. they said they didn't post a new owner for ten days after they received the info on the new owner. And, they didn't get the new info somtimes, for awhile after the sale. I guess the next move is: get a "Loan Permission Letter," signed by owner, then call the Mortg. Co.
    Right?

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