Forced Insurance/REO Insurance

Who is everyone using for 2 types of insurance:
1) Forced Insurance where we own the mortgage on a property and the HO's have not kept insurance up on home....we want to place insurance on it.
2) We get deed off of the Homeowner, they move out, we take title to property, and it's sitting vacant...who are you using for this insurance.
It's probably the same folks who insure REO types properties.


Thanks,
Brandon

Comments(6)

  • norrist3rd June, 2004

    Try Foremost on both scenarios...good place to start, in my opinion.

    Tim

  • active_re_investor3rd June, 2004

    Interest question. Something I am definitely curious about as a note investor. I have not had to buy such insurance to date (fingers crossed).

    John
    [addsig]

  • cjmazur3rd June, 2004

    Did you, can you, do you want to make failing to keep insure in place a material breach which trigger the power of sale clause.

    I bought a REO, and didn't OO, but rather I started a rehab and lived in an Apt.

    Allstate was happy to get my business.

  • Pahomes4th June, 2004

    Norrist,
    Thanks for response. I'll check them out today.

    cjmajur....I do not understand what you are asking me...

  • cjmazur6th June, 2004

    if you're concerned about insurance being in place, make it part of the contract. if the fail to keep insure, you can forclose/cancel the deal.

  • cjmazur6th June, 2004

    if you're concerned about insurance being in place, make it part of the contract. if the fail to keep insure, you can forclose/cancel the deal.

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