Fastest Way To Get Credit Score Up?

My proplem is I always paid cash for almost everything so my credit is only
620. I would appreciate some advice!
Thanks alot, confused

Comments(2)

  • demosthenes5th December, 2003

    If you have alot of debt pay it off. If you don't use your credit cards actively and pay them off.

    It also helps if you have had credit lines for period of at least 2 years.

  • flacorps5th December, 2003

    Study what FICO tracks, and how FICO weighs what it tracks. There are a number of sources out there for that, one of the easier to understand ones is here:

    http://www.creditinfocenter.com/creditreports/scoring/

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