Down Payment

Will increasing your down payment lower your rate?

Comments(3)

  • SanPark16th September, 2003

    as long as the down payment increase is in 5% intervals, yes.
    [addsig]

  • jonathanb16th September, 2003

    ok, say I increase my down payment from 15% to 25%? 30%? Can this help reduse higher rates that I would have to pay for poor credit?

  • jmBROKEr16th September, 2003

    It depends on your other criterias, sometimes it will just help you get approved for the loan but not lower your rate. If you really want to lower your rate, best to pay for it instead of putting more money down.

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