Girlfriend Went To A Credit Counsler

My girlfriend told me that she went to a credit counsler who contacted her Credit Card company to negotiate a smaller payment & they put her on a fixed plan. She also mentioned to me that this did NOT effect her credit. Can that be right?

I went through BK7 in 1997 on the advice of counsel that told me a credit counsler would screw up my credit anyway.

THOUGHTS?

Comments(4)

  • bgrossnickle11th March, 2004

    http://moneycentral.msn.com/content/Banking/Yourcreditrating/P38049.asp is a really good article on the fraud in credit counseling and what it does to your credit report.

  • InActive_Account11th March, 2004

    bgrossnickle

    Thanks. That is kinda good news. She said that she pulled her credit recently and nothing showed up. THANKS AGAIN!

    -Paul

  • InActive_Account11th March, 2004

    A good site on credit is www.crediboards.com. It is a forum much like this one only focusing on credit.

  • InActive_Account11th March, 2004

    Thanks! I'll check it out

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