Dispute Question
A buddy of mine had 3 30 day late pays on a car loan he had. One credit agency shows all three, while the other 2 only show one of the 30 day late pays. Should he dispute with the companies that only show one late payment or should he stick with the one on their. he is worried if he disputes they will find and add the other 2.
that is the strangest question i have seen posted on this site.
First off I would write the car loan company with a good-will letter. He needs to state that he is getting ready to buy a house and that it is holding up his home loan. State that he has a $5000.00 non-refundable deposit on the home and if he doesnt get the loan he forfits the deposit. Tell him to ask if there is anything he can do to have the 30 day lates removed from his credit. This may or may not work, If not I would have him dispute with all 3 credit agencies. as never late.
yeaman
What's strange about it??