Credit Restoration!! It May Be Worth It.
Hello forum,
I have been reading some of these frustrating stories on this forum with credit repair issues. I can say I have a few stories myself dealing with charge-offs, collections, inaccurate information, etc. I tried disputing these items myself and some were successful and some weren't.
Let me tell you about the BIG 3 as they call them Equifax, TransUnion, and Experian. They hate to see a individual dispute a item on their credit report. Because they know this is money they are losing. Let me tell you, any type of item can be remove off your credit report. They will say it can't be done but that's BS. But the only problem is they make it a hassle and frustrating for YOU to get results. Credit Bureau's is in the business of putting negative information on your credit report and selling it off to third-party companies. So when you dispute items its money they are losing so they going to try to do everything possible to make it difficult and frustrating for you. You may recieve letters in the mail saying, "Your credit cannot be repaired"! Or you may dispute a collection or charge-off and they respond by saying "This item going to say on your credit report for 7 years". That is is a bunch of BS. I went through months and months fighting with the BIG 3 and got frustrated with them. But a friend of minds told me about an attorney firm called Lexington Law. This is a TRUE attorney firm in Salt Lake, Utah and they have attorney's whom specialize with dealing with the BIG 3. So I figure I will give them a shot. To make a long story short, after 6 months I have send my FICO score go from 673 to 751.
I'm not at a level to put websites on the forum but if you are interest in learning about this company then email me at my personal address **Please See My Profile**
I'm not recommending anyone to use them eventhough I had success with them. I think you should do your research and make a decision for your best interest.
You're right, Lexington is good.
good info! However, you should've considered making this exact text, an article on tci. somehow it seems it would get more viewership that way.
either way, thanks for the post!
Here, Here.
Please submit this as an article.
I will place this as an article!
Thanks!
Thanx for the info have been seeing their site for about a year. Always wondered how they were. Might have to give them a try. Tired of fighting the big three.
Before calling these Credit Restoration people, you can do this for free by disputing the items yourself. Take a look at my first article:
http://www.thecreativeinvestor.com/Article1.html
Joel,
You are correct!! You can do it yourself but let me tell you the Big 3 is going to try to frustrate the hell out of you or lead you to believe these items can't be removed. Everyone have different experience with them. I guess you have try what's best for you.
Joel is right, you can do it yourself.
And it is not that difficult, there is all kind of information on the internet , how to do it your self.
But if you want to pay somebody to do it for you, thats your choice.
But remember you can do it yourself!
RK