your credit score is in a state of flux it changes every time a payment is made each month, with each account you have. several credit cards will mean several changes each time they report to the credit burrows, not to mention home loan, car payments over 6 months ect...
make your payments on time each month is the most important single item you can do
also you can call your credit cards and ask for credit increases which will lower your dept to credit ratio that will give you a boost score wise ( you can do this every six months).
also you could try this: take $ 500.00 put it in a cd or a savings acount, use it for security to loan the same amount. Take the loan money to another bank and due it again. Three places should due the trick. as a previous post mentioned make sure the loan is for at least 6 months in length or it will not be reported to the credit burrows.
this will cost you a little to get the loans, and a little in interrest because the amount is not that high.
DMAC,
I DON'T THINK YOU CAN....
...unless your creditor wants to remove it from YourReport!!
If they do....than YourCredit Report should reflect this.
....as always,
GoodInvesting, Rocky
your credit score is in a state of flux it changes every time a payment is made each month, with each account you have. several credit cards will mean several changes each time they report to the credit burrows, not to mention home loan, car payments over 6 months ect...
make your payments on time each month is the most important single item you can do
also you can call your credit cards and ask for credit increases which will lower your dept to credit ratio that will give you a boost score wise ( you can do this every six months).
also you could try this: take $ 500.00 put it in a cd or a savings acount, use it for security to loan the same amount. Take the loan money to another bank and due it again. Three places should due the trick. as a previous post mentioned make sure the loan is for at least 6 months in length or it will not be reported to the credit burrows.
this will cost you a little to get the loans, and a little in interrest because the amount is not that high.
Again MAKE SURE YOU MAKE THE PAYMENTS ON TIME
John