Credit Repair Questions For Seasoned Repairees
Hi -
I have just pulled my credit reports and FICO scores from all three bureaus. I was amazed at the range between the three. I do have specific questions about how to approach repairs on some negative marks on my report. I don't really like giving out detailed info on the forum, but if anyone has extensive experience in credit repair I invite you to PM me. Seems there are some problems with student loans that have been transferred from servicer to servicer and written as "charge offs" each time, therefore multiplying my bad credit marks without my even having a chance to rectify the situation. Sallie Mae is a real pain in the a** and I don't expect them to do anything to rectify the situation. Also, have a bad mark from a bank that no longer exists that charged account maintenance fees after I closed my checking account in good standing. Never received the "overdue" mailings and therefore a $1.00 debt accrued to a $16 fee. Tried to rectify this 4 years ago and told them to wipe it off my Experian report ... was verbally assured this had happened and found it there last week! Don't know what to do since the bank no longer exists and it was hard enough getting in touch with bank that bought it out. Records are not easily accessed due to new ownership. Is all this worth it? Don't even remember the new bank's name.
There are other marks I am concerned about but don't know if it would increase my rating enough to even trouble with it.
Any help is greatly appreciated.
mkdurham
Email me and I will be happy to send you some credit repair info that will help you on your project.
do whats called a 1-2 punch. pm me I will get you started with the process and the letters ... need to send a validation letter to the CA and then dispute with the CRA.
Netookt