Credit Freezes Are Now Free
Great news is coming to everyone in the US. Free Credit Freezes!!
I've used this credit freeze strategy for the feature was available. Better than paying $9 a month for credit monitoring, the credit freeze allows you to only open a new credit line when you specifically request your account to be unfrozen. Generally a 24 hour period.
Federal Trade Commission has a new policy on credit freezes. When the law takes effect in September, Equifax, Experian, and Transunion must set up a web page for requesting fraud alerts and credit freezes. The FTC will also post links to those websites like identitytheft.gov.
As an added bonus if you are in the military, there's extra. Within a year, credit reporting agencies will offer free electronic credit monitoring to all active duty military personell.
Here is more information on the free freezing.
https://www.consumer.ftc.gov/blog/2018/06/free-credit-freezes-are-coming-soon-0
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