Contacting A Bank About An REO

If I were to attempt to contact a bank about a property that was foreclosed back in april, how would I format the letter? Just address myself as an investor expressing interest in the property? I know they owe 366000 for the property. Do banks still take small cuts (id offer 310) to get out from under the property? excuse my ignorance with the situation but any help with this would be greatly appreciated!

Comments(5)

  • neberry1st July, 2005

    The bank wil just tell you to go to the RE agency that is representing the property. Yes they will take offers throughtthe RE agency.

  • LovnJustn91st July, 2005

    That would lead to my next question. HSBC is the bank in ownership, and ont heir website you can look at all REO properties but there are only five states as selectable options and mine isnt one. I was thinking maybe they werent listing it for sale or something?

  • cjmazur2nd July, 2005

    I know I saw HSBC selling off properties in "bulk" portfolios.

  • LovnJustn92nd July, 2005

    How can I find the redemption period for the state of NV. they all seem to be on generic websites with average times

  • crackerpar42nd July, 2005

    I just got out my handy dandy Rogue Invester book(2004) and it says that the redemption period for Nevada for vacant land is 120 days; for improved property the redemption period is 2 years. After 2 years or more, the property will be sold at a tax sale for unpaid taxes. The interest rate is 12 % They have tax lien sales and tax deed sales in the 17 counties. Sales period varies, depending on the county. You can also call the treasurer in the county that you are interested in and they can give you alot more specific information. Hope this helps!

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