Cheap Home Owners Insurance Where?

I have just purchased a 4 unit building and I am planning on rehabing as part of my mortgage.
My problem is finding home owners insurance. Many companies I have contacted will not insure the proberty due to it having a few leaks and chipped paint. allstate quoted me at 2200 dollars and that was due to it being 2500 sf. I bought the home for only 178000 but my mortgage will be 248000 with the rehab. I do not want to tell the company that total. I figure all they need to know is the purchase price for the home.

Can somone please let me know where I can find some cheaper insurance????Oh yea its will be owner ocupied as well.

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